Debt Solutions

Learn more about the debt solutions available

What is a debt solution?

Debt is something that affects people from all walks of life and it can be daunting to find a solution to resolve problem debt.

Debt solutions were created to help people deal with their debt. Solutions can be formal procedures and fall under personal insolvency, such as an Individual Voluntary Arrangement and Bankruptcy, and informal solutions, such as Debt Management Plans and Negotiated Agreements with Creditors.

Hows do debt solutions work?

Each debt solution is designed to help people manage their debt and work towards becoming debt free.

Finding a solution that works best for you can be tricky because each solution has its own set criteria to be met to qualify for the solution. You will also need to look at the benefits and considerations of each solution so you can make an informed decision.

Debt Solutions Available

Below we outline the available debt solutions for residents in the UK. Some solutions are only available in certain regions, which are:

Use the ‘Learn More’ button to find out more about the solution. If you are unsure and want to discuss further please get in touch using on 0161 823 4974 or complete the form and we will call you back.

Debt Solutions for Residents of England, Wales & Northern Ireland

Individual Voluntary Arrangement (IVA)

Bankruptcy

Debt Relief Order (DRO)

Debt Management Plan (DMP)

Debt Solutions for Residents of Scotland

Protected Trust Deed (PTD)

Debt Arrangement Scheme (DAS)

Sequestration

Minimal Asset Process (MAP)

Other Debt Solutions

Breathing Space

Administration Order

Negotiated Agreement with Creditors

Helping people overcome problem debt

At UK Debt Service we work with trusted 3rd parties who specialise in helping people to find a solution to overcome problem debt.

Their advisers are here to listen and help you understand the options available based on your individual circumstances to see which debt solution is most appropriate.

Start your journey today and see which solution suits your needs. Speak to a debt solution specialist on 0161 823 4974 or complete the form to book a call back.

This may not be suitable in all circumstances. Fees apply. Your credit rating may be affected.

Helping people overcome problem debt

At UK Debt Service we work with trusted 3rd parties who specialise in helping people to find a solution to overcome problem debt.

Their advisers are here to listen and help you understand the options available based on your individual circumstances to see which debt solution is most appropriate.

Start your journey today and see which solution suits your needs. Speak to a debt solution specialist on 0161 823 4974 or complete the form and to book a call back.

This may not be suitable in all circumstances. Fees apply. Your credit rating may be affected.

Solutions for unsecured debts

Debt solutions can help with many unsecured debts including:

Council Tax Arrears, HMRC debt & benefits overpayment
Payday loans, bank loans & overdrafts
Credit cards, store cards & catalogues
Bailiff Enforcement & Debt Collector Action
County Court Judgments (CCJs) & Attachment of Earnings

Creditors in the UK

Overcome problem debt with major creditors in the UK including:

Service you can trust

We pride ourselves on delivering the highest level of service to help people find a solution to overcome problem debt.

Read real reviews of our service on Trustpilot.

Start your journey today and see which solution suits your needs.

Speak to a debt help expert now on 0161 823 4974 or complete the form to book a call back.

They helped us immensely throughly would absolutely recommend them.

C Garrard, Trustpilot 5*

Service you can trust

We pride ourselves on delivering the highest level of service to help people find a solution to overcome problem debt.

Read real reviews of our service on Trustpilot.

Start your journey today and see which solution suits your needs.

Speak to a debt help expert now on 0161 823 4974 or complete the form to book a call back.

They helped us immensely throughly would absolutely recommend them.

C Garrard, Trustpilot 5*

How to get started in three steps

Be guided every step of the way to get you back in control of your debts

Contact us

Complete the online form or call us on 0161 823 4974

Talk to the experts

Speak to a debt specialist and understand all options available based on your individual circumstances

Make an informed decision

Gain all the information you need to make an informed decision about your financial future

This may not be suitable in all circumstances. Fees apply. Your credit rating may be affected.

Take the firsts steps to overcome problem debt

Complete the form and book a call back with an expert advisor.

All financial solutions are subject to eligibility and acceptance. Fees may apply.

Free debt counselling, debt adjusting and providing of credit information services is available. You can find out more by contacting Money Helper.


Free debt counselling, debt adjusting and providing of credit information services is available. You can find out more by contacting Money Helper.